Checking

You work hard for your business. Your checking account should, too. Cornerstone Community Financial offers business checking that gives you maximum convenience with minimal fees so you can keep more of your hard-earned money.

Depending on your business’s needs, you can choose from one of three checking account options. All our hard-working checking accounts offer these standard features:
  • 30,000 ATMs nationwide in partnership with both the CO-OP and Alliance One networks
  • Full suite of Digital Banking products
  • Free Visa® debit card
  • Open account with just a $100 deposit

Basic Business Checking

  • No minimum balance
  • No monthly service fee

Basic Business Checking

Have a small business or non-profit organization with a low number of monthly transactions? Go Basic and enjoy free transactions and few monthly fees.

Details
  • No minimum balance
  • No monthly service fee
  • Low per-item fees
  • First 100 checks free ($0.25 each additional)
  • First 20 electronic withdrawals free ($1.50 each additional)
  • First 75 checks deposited free ($.0.25 each additional)
 
 
 

Deluxe Business Checking

  • First 250 checks free ($0.30 each additional)
  • No monthly service fee with $5,000 minimum balance ($15/mo. for balances < $5,000)

Deluxe Business Checking

For businesses that maintain a moderate daily balance and generally have fewer than 250 transactions a month, Deluxe Business Checking offers the opportunity to earn dividends on your balance. 

Details
  • Dividends earned on balances of $5,000 or more
  • First 250 checks free ($0.30 each additional)
  • First 50 electronic withdrawals free ($2 each additional)
  • First 250 checks deposited free ($0.30 each additional)
  • No monthly service fee with $5,000 minimum balance ($15/mo. for balances < $5,000)
 
 
 

Business Analysis Checking

  • Higher dividends can offset monthly fees
  • Tiered dividend rates for higher earning potential (begin earning dividends with a $2,500 balance)

Business Analysis Checking

For business owners who require an unlimited volume of transactions, there’s our Business Analysis Checking. This account offers the opportunity to earn higher dividends as well.

Details
  • Tiered dividend rates for higher earning potential (begin earning dividends with a $2,500 balance)
  • $10 monthly service fee
  • $0.10 per each cleared check
  • $0.10 per electronic withdrawal
  • $1.25 for each visit where a check is deposited, plus $.08 for each deposited check
  • Higher dividends can offset monthly fees