Savings

Welcome to Cornerstone! Through our business savings accounts, you can get started as a business member, earn money, and save for important expenditures.

Cornerstone offers three options for your business’s savings goals.

Business Savings Account

Step 1 to becoming a business member of Cornerstone Community Financial: open a business savings account. You can get started with as little as a $10 deposit. Open one for your business and you’ll get these benefits:
  • Cornerstone Community Financial membership
  • Save time with 24/7 access to Online Banking and Mobile Banking
  • Earn dividends with a low minimum balance of just $50
 

Business Money Market Account

Want to upgrade your earnings while still retaining easy access to your cash? A Business Money Market Account will fill the bill. The account can also be used as overdraft protection for a Business Checking account. 
 
Our Business Money Market Account has:
  • Competitive, tiered dividend rates (higher balances earn higher rates)
  • Flexibility and easy access to funds
  • 24/7 access to Online Banking and Mobile Banking
  • $1 monthly membership fee (waived if you open a business checking account)
  • No monthly service fee if you maintain a $250 balance ($5 fee if not)
  • $2,500 minimum deposit to open account 
 

Business Share Certificates

The appeal of Cornerstone’s Share Certificates for your business can be summed up in two words: Guaranteed returns. Terms are available from 6 to 60 months. Choose a shorter term for more flexibility, or go for higher returns with a longer term certificate whatever works better for your business.

Features of Share Certificates:
  • Low-risk investment with higher returns than savings accounts
  • Guaranteed fixed rates for guaranteed returns
  • Open with a $1,000 deposit
  • Federally insured by NCUA
Want to make a bigger investment? Jumbo Certificates are available for businesses investing $50,000 or more.