Mortgage Loans
Your dream home deserves a mortgage that fits.
Cornerstone is here to help you purchase your home with confidence.
Have questions before you dive into the home buying process?
sticky header-offset
Mortgage Opportunities at Cornerstone
Every dollar counts, and we are here to give you a $1,000 closing cost credit when you refinance or put it toward the purchase of your next home with any 15 or 30-year conventional mortgage². Apply today so you're ready to make a move when you've found "the one".
Looking for a personalized rate? One size doesn't fit all. Request a quote below to obtain a rate specific to your unique financial situation.
Are you buying or building a new home?
Keep more money in your pocket with competitive low rates.
Details
Are you considering a refinance?
Our loan experts will help you determine if refinancing is right for you.
Details
Adjustable-Rate Mortgage (ARM)
An adjustable-rate mortgage (ARM) is a loan where the interest rate changes periodically.
Details
Are you a current home mortgage owner?
Our secure home mortgage portal gives you 24/7 access to your mortgage account.
Details
Originator NMLS IDs
Review mortgage loan originator NMLS IDs.
Originators/NMLS IDs
1: Rates and terms subject to change. Available to all eligible borrowers on a first lien purchase or refinance of a primary residence, using a conventional 30-year fixed rate portfolio loan product with Cornerstone Community Financial Credit Union. Not eligible on manufactured homes. Example scenario, calculated 9/28/2026, assumes excellent borrower credit history and is based on a $240,000 loan amount with a 20% cash down payment from the borrower and 80% conventional financing on a 30-year fixed-rate term with an interest rate of 5.99% and an Annual Percentage Rate (APR) of 6.101% for 30 years (360 monthly principal & interest payments of $1,431.38; excluding taxes, insurance, and private mortgage insurance (PMI)). This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply.
Cornerstone Community Financial Credit Union (2955 University Drive Auburn Hills, MI 48326 | (248) 3409310 | NMLS ID: 405013). For registration information, please visit www.nmlsconsumeraccess.org. Equal Housing Opportunity
2: The $1,000 closing cost credit is available on refinances or new 15- or 30-year fixed rate conventional home purchase mortgages only and may not exceed total closing costs. Offer is subject to change and may be discontinued at any time. Not valid on promotional fixed rate mortgage specials, adjustable-rate mortgages, manufactured homes, or townhomes. Additional restrictions may apply.