With a Certificate of Deposit (also known as a Share Certificate or a CD), you have limited access to your money, but earn higher dividends (interest). You select the amount of time you’re comfortable with based on your savings goals; longer terms yield higher dividends. While making withdrawals is discouraged, Certificate of Deposits offer fixed-rates and guaranteed returns.
Details & Qualifications
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- Low risk investment
- Higher returns than savings accounts
- Terms from 6 to 60 months
- Open with a $1,000 deposit
- Federally insured by National Credit Union Association (NCUA)
- Jumbo Certificate of Deposit available for investments of $50,000 or more
How much interest can you earn?
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Use our CD calculator to get an idea of what your ending balance could be.