Send digital invoices to customers, receive digital payments right into your checking account, manage cash flow, and more with your Cornerstone business checking account.
Accept electronic payments right into your account
Businesses and nonprofits are provided with a unique link to a secure payment form which can then be shared with paying customers via text, email, or even pasted into a web page. Payments go directly into your account.
Get paid faster with digital invoices
Prefer invoicing? Send customers a professional invoice or estimate right from Cornerstone’s mobile or online banking. For added flexibility, set up recurring invoices, payment/past due reminders, and sales tax rates.
Save money on processing fees
Our processing rates will save you money versus expensive platform and app providers, offering you the most reliable and cost-effective way to get paid directly into your checking account.
Add-on accounting and bookkeeping services
Do more with your Cornerstone business checking. Add on Autobooks financial management functionality, available within mobile or online banking, when you’re ready. Get automated reporting, accounting, bookkeeping, and more, for just $10 a month.
Courtesy pay protection
Courtesy Pay comes standard with Cornerstone business accounts and covers transactions that wouldn’t otherwise be approved due to insufficient funds. Each instance Courtesy Pay is utilized a service charge will be incurred. However, you may contact us to link your Business Savings account or Business Visa® to serve as overdraft protection.
Guess what: you get all these features too!
All of our hard-working business checking accounts offer these free standard features:
30,000 ATMs nationwide in partnership with the CO-OP network
Send professional invoices and receive digital payments with Autobooks
If you operate a non-profit organization, charity or community group such as clubs, Scouts or sports groups, the Flex Business Checking Account is right for you. This business checking account offers low fees and a lot of flexibility, making it perfect for organizations performing a low number of monthly transactions.
Details
Clear Business Checking
Clear Business Checking is a cost-effective account for every type of business including sole proprietors, corporations, LLCs & LLPs, or any other legal entity, and offers the opportunity to earn dividends on your balance. Plus, when you carry higher balances you will receive more free account transactions per month.
Details
Flex Business Checking
No minimum balance & no monthly service charge
Free incoming wire transactions
Visa® debit card with unlimited transactions
First 200 account transactions¹ free ($0.50 per transaction after limit has been met)
$100 minimum opening deposit
Free ATM transactions at all Cornerstone branch locations and at more than 30,000 CO-OP ATM locations nationwide
Send invoices or receive digital payments — right into your account
Add on accounting and bookkeeping with Autobooks for a low fee — inside mobile or online banking
1: Transactions include: Cash withdrawals and deposits, check deposits, per item (mobile deposits not included), check withdrawals, draft withdrawals and ACH deposits and withdrawals.
Clear Business Checking
No minimum balance requirement
Dividends1 earned on balances of $7,500 or more
No monthly service charge² with aggregate share balances totaling $2,500 or more
Free incoming wire transactions
Free Visa® debit card with unlimited card transactions
Receive between 200 and 1,500 free account transactions³ ($0.25 per transaction after limit has been met)
$100 minimum opening deposit
Free ATM transactions at all Cornerstone branch locations and at more than 30,000 CO-OP ATM locations nationwide
Send invoices or receive digital payments — right into your account
Add on accounting and bookkeeping with Autobooks for a low fee — inside mobile or online banking
2: If average monthly aggregate account balances fall below $2,500 a $10 monthly service charge will apply.
3: Number of free transactions is dependent upon average monthly balance in checking account according to the tiers shown below:
$0.00-$7,499.99 200 transactions
$7,500.00-$24,999.99 300 transactions
$25,000.00-$249,999.99 500 transactions
$250,000.00+ 1,500 transactions
Transactions include Cash withdrawals and deposits, check deposits, per item (mobile deposits not included), check withdrawals, draft withdrawals and ACH deposits and withdrawals.
Ready for the next step? Start your financial story with Cornerstone.