Refer A Member to Cornerstone

Refer a friend or family member and earn $50* each!

We promise to deliver the same great member service to your family and friends that you've come to expect as a credit union member yourself. There are no limits on the number of referrals you can cash in on! It's a simple way to earn an extra $50* in your pocket!

Current members can stop by their local CCF branch and ask for a member referral card to hand out.


  1. Both the referring member and new member must be at least 18 years of age with accounts in good standing to receive payouts.
  2. The referred person must open one of three great CCF products:
    • Reward Checking Account¹: add direct deposit of at least $250 and make 18 signature-based debit or Visa Platinum credit card transactions.
    • Money Market Account²: at least $25K deposited within 60 days.
    • Any loan³ of at least $10K: no delinquencies within the first 60 days. 
  3. A referral name or referral card must be presented at the time of the new account opening.
  4. Rewards are paid to both the new member and referral member at 60 days if the required actions are met and both members are in good standing.

*To receive payout, the new member must choose one of the accounts/loans offered and complete the following qualifying actions for that account:

1) Rewards Checking: Open Rewards Checking Account. Add monthly direct deposit of at least $250, make 18 signature-based debit and/or credit card transactions within 60 days of account opening.

2) Money Market: Open Money Market Account. Deposit and maintain a $25,000 daily balance within 60 days of account opening.

3) Cornerstone Loan: Apply for a loan with Cornerstone. Once qualified, open a loan in the amount of at least $10,000. Loan approval based on member‘s creditworthiness. Qualification will take place 60 days after the loan has been opened, as long as the account is in good standing and payments are made on time.

Payouts will be automatically deposited to member’s share account on either the 5th or 20th of each month, whichever comes first, following the 60-day qualification requirement. Both the referring member and new member must be at least 18 years of age with accounts in good standing to receive payouts. Referring member’s name must be given at account opening to receive credit for the referral.

Member referral campaign valid until further notice and is subject to change at any time. There is no limit to the number of referrals for which a member can be paid. Credit union membership requires share savings account with a $10 minimum deposit. CCF employees and board members are not eligible for referral rewards. New member’s account or loan must be opened by 12/31/2023. Other restrictions may apply.