Youth Accounts

Raise financially
savvy kids.

Teaching children about money management can be a valuable lesson that will help them make smart financial decisions throughout their lives. By learning about budgeting, saving, and investing at a young age, children can avoid common financial pitfalls like debt and overspending.

















































CORE Youth Accounts

Cornerstone’s CORE Youth Accounts (and a little help from parents) can teach them to save consistently, spend wisely, and give back to the community. Cornerstone has account options for every age, from cradle to college. 
Details & Features


CORE Kid
(Ages 0-12)

Put a credit union in their corner from day one with a CORE Youth Savings account.
Details & Features


CORE Teen
(Ages 13-17)

In addition to getting all the fun rewards and free services available to CORE Kid members, CORE Teens can take advantage of these benefits.
Details & Features


High-Yield Savings Account Options

Details & Features


Free Financial Education

By starting early and providing a strong foundation in financial literacy, children can develop healthy financial habits that will benefit them for the rest of their lives. 


Win an iPad

Learn more about our annual youth member iPad raffle.
Details













1: APY = Annual Percentage Yield effective as of 1/1/2026. Balances up to $15,000 receive APY of 2.02%. If qualifications are not met no dividends will be earned. See Membership Agreement for full disclosure.
2: Offer subject to change at any time. The $25 cash deposit will be deposited into the youth account as a dividend payment within 30 days of account opening. Account must be in good standing (no negative balance) to receive bonus. One account per SSN. A 1099-INT will be issued for dividend bonus payment.
3: APY = Annual Percentage Yield. Available to members ages 0-17. Standard APY of .05% applies to the balance in excess of $1,000. Rates subject to change and are accurate as of 1/1/2026. Account will convert to a Young Adult High-Yield Savings Account at age 18. Fees could reduce earnings on the account.
4: APY = Annual Percentage Yield. Available to members ages 18-24. Standard APY of .05% applies to balances in excess of $5,000. Rates subject to change and are accurate as of 1/1/2026. Account will convert to a Money Market account at age 25. Fees could reduce earnings on the account.