Youth Accounts

Raise financially
savvy kids.

Teaching children about money management can be a valuable lesson that will help them make smart financial decisions throughout their lives. By learning about budgeting, saving, and investing at a young age, children can avoid common financial pitfalls like debt and overspending.

















































CORE Youth Accounts

Cornerstone’s CORE Youth Accounts (and a little help from parents) can teach them to save consistently, spend wisely, and give back to the community. Cornerstone has account options for every age, from cradle to college. 
Details & Features


CORE Kid
(Ages 0-12)

Put a credit union in their corner from day one with a CORE Youth Savings account.
Details & Features


CORE Teen
(Ages 13-17)

In addition to getting all the fun rewards and free services available to CORE Kid members, CORE Teens can take advantage of these benefits.
Details & Features


High-Yield Savings Account Options

Details & Features


Free Financial Education

By starting early and providing a strong foundation in financial literacy, children can develop healthy financial habits that will benefit them for the rest of their lives. 

















1: APY = Annual Percentage Yield effective as of 1/1/2026. Balances up to $15,000 receive APY of 2.02%. If qualifications are not met no dividends will be earned. See Membership Agreement for full disclosure.
2: Offer subject to change at any time. The $25 cash deposit will be deposited into the CORE Youth Account as a dividend payment within 30 days of account opening. Account must be in good standing (no negative balance) to receive match. One account per SSN. A 1099-INT will be issued for dividend bonus payment.
3: APY = Annual Percentage Yield. Available to members ages 0-17. Standard APY of .05% applies to the balance in excess of $1,000. Rates subject to change and are accurate as of 1/1/2026. Account will convert to a Young Adult High-Yield Savings Account at age 18. Fees could reduce earnings on the account.