Insure

• Affordable Services: As a member of Cornerstone, you can receive 20% off on all estate plans when you access Trust & Will services through your Personalized Offers within mobile and online banking. 
• Easy to Use: Create your plan in as little as 30 minutes. Trust & Will's team of experts is there to help with any questions along the way.
• Built by Attorneys, Customized by You: Access state-specific, legally valid documents that are customizable to meet your family's needs.
  

Vehicle values decline rapidly, which is why your insurance settlement in the event of an accident or stolen vehicle, may not cover your entire loan balance.

If your vehicle is lost or stolen, your primary insurance settlement can be significantly less than the outstanding loan balance. This will create a deficiency balance or "gap" that you will be responsible for paying. GAP protection is designed to relieve you of the responsibility for the remainder of the loan balance not covered by insurance.

GAP Benefits include:

• Low-cost protection with a 60-day free look
• Eliminates out-of-pocket expense for your remaining loan balance after loss settlement
• Prevents financial hardships and protects credit ratings

Auto Deductible Reimbursement (ADR)

ADR is an additional benefit that reimburses your auto deductible up to $500 if you pay one due to vehicle damage. ADR is available to you for up to three years on any four-wheel passenger vehicle you own and insure. This benefit also includes free personal ID restoration consulting in the event of fraud or identity theft, as well as warranty registration services so you can conveniently store all warranty and protection information in one single location.

GAP Advantage is an additional benefit offered as protection on a new or used vehicle that is financed or leased. GAP Advantage provides you with a $1,000 credit towards the financing of a replacement vehicle if financed or leased with the same financial institution.

Protect yourself with GAP today by contacting our team at (800) 777-6728. We are happy to answer your questions and set up your coverage.

Route 66 Warranty is the most comprehensive extended warranty coverage for all vehicle makes and models, so you’ll be able to enjoy your new purchase with peace of mind.

No matter where you travel in the U.S., you will be protected against major mechanical expenses. Better yet, there is no deductible!

Route 66 Key Benefits Include:

• Fully insured warranties
• $0 deductible
• 30-day free look
• Nationwide coverage
• 24/7/365 emergency road service and rental car benefit
• Fully transferable in the event of vehicle sale

Rest easy and call (800) 777-6728 to set up your Route 66 Warranty benefit.

Our friendly member service professionals will gladly talk you through the Route 66 Warranty protection program and place you in a protection program that fits your needs and budget.

TruStage^® Home & Auto Protection

TruStage has more than 80 years of experience providing exceptional value and superior service, and works with credit unions nationwide. Credit unions like ours make TruStage Insurance programs available because they're founded in value, honesty and knowledgeable support.

Exclusive discounts on auto and homeowners’ insurance are available to you; credit union members could save an average of $519.52^¹. Get your free quote today or request a call to speak with a licensed TruStage insurance representative.

Family Security Plan Insurance (FSP)

Through a partnership with The Family Security Plan^®, Cornerstone Community Financial is pleased to offer members:

When life takes an unexpected turn, take care of your loved ones and let The Family Security Plan^® take care of you. 

For a personal consultation or to begin building a customized Family Security Plan program call (855) 789-4976.

To find out more about any of The Family Security Plan^® programs, visit www.familysecurityplan.com

AD&D Insurance

As a Cornerstone Community Financial Credit Union member age 18 or older, you can help protect your family’s financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by Minnesota Life Insurance Company. In addition to the $2,000 credit union paid coverage, you can purchase additional coverage at group rates.

• You are pre-authorized for additional coverage up to $300,000
• Your acceptance is guaranteed - no medical exams or health questions
• Benefits are paid to your beneficiary if you pass away from a covered accident

You cannot be turned down for the credit union paid coverage — or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.

Remember, the $2,000 coverage is at no cost to you. It’s complimentary of Cornerstone Community Financial Credit Union. 

TruStage^® Life Insurance

TruStage® Life Insurance offers affordable plans and policies that provide excellent coverage, underwritten by CMFG Life Insurance Company.

Learn about this important coverage or call 1 (855) 612-7909 for more information.

Loan Protection

Cornerstone loan protection programs offer you a solution so after an emergency, you don't have to be left with extra financial pressure.

Cornerstone offers various loan protection programs you can add to your loan plan.

Benefits of loan protection programs include:

• Protection - Safeguard your family's financial security and preserve your credit rating.
• Convenience - Add to your monthly payment and rely on a simple claims process.
• Coverage - Protection up to the age of 70.

When emergencies happen, have peace of mind knowing you are covered with Cornerstone Community Financial loan protection. Call us today to discuss your program options at (800) 777-6728.