We’re always in your corner. And that means we’re always looking for new ways to help you save money, manage your finances and reach your goals.

In addition to the many rewards and discounts Cornerstone members receive every day, here are some special promotions we’re offering to help you on your way to your financial goals.

Home for the Holidays Loan

This year, "Home for the Holidays" takes on a new meaning. Let Cornerstone help prepare your home with a small Home for the Holidays Loan*. Whether you use it to give gifts, bake sweet treats or up your decorating game, CCF can add some extra cash to your pockets this season. 
  • Loan amounts up to $2,500
  • Flexible payback terms
  • Rates as low as 6.99% APR*
  • Quick, local decisions
*APR = Annual Percentage Rate. Rates are "as low as" and based on credit score. Rates are subject to change at any time. All loans subject to approval. Other account requirements and conditions may apply. Offer subject to end at any time.

Skip your November or December Loan Payment with Skip-A-Pay*

You may be eligible to skip your loan payment even if you have already done so this year. Use those funds in your budget for holiday spending. Follow the steps to skip your payment in Online Banking or the CCF Mobile Banking app.
*Loans are eligible for Skip-A-Pay after three (3) months of payment history. No more than two (2) Skip-A-Pays allowed per calendar year, per loan and must be at least (3) three months apart. Loan(s) must be current and all CCF accounts in good standing to apply for Skip-A-Pay. Home equity loans, lines of credit, collection loans, and credit cards are not eligible to be skipped. Finance charges will continue to accrue at the rate provided in my original loan agreement. This payment deferral will extend the term of my loan(s) by one month, and may result in higher finance charges than originally disclosed. If the requested Skip-A-Pay has an automatic transfer or EFT/ACH from another financial institution (not CCF), I must contact the financial institution to cancel the month’s payment. If I previously elected credit life and/or disability insurance, the insurance coverage will not be extended beyond the original maturity date. All deferrals are subject to CCF final eligibility. Loan payments skipped during recent COVID stay-at-home orders will not affect your eligibility to skip a payment at this time. Additional restrictions may apply.

You could WIN $10,000 and the Ultimate NFL Gift Box

Cornerstone has partnered with Visa® to offer cardholders an opportunity to win $10,000 and an NFL gift box that includes:

  • Microsoft Surface
  • Bose Noise Cancelling Headphones
  • Madden NFL 21 & game console
  • $500 coupon
  • and more
Visa® cardholders who use their card from October 1st through November 30th, 2020 will automatically be entered to win. Tap to pay with a Visa® contactless card or device for a bonus entry. 
*NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE VISA 2020 NFL SWEEPSTAKES. Non-purchase entries and Purchase Entries have an Equal Chance of Winning. Open to legal residents of the 50 U.S. & DC, 18 or older as of 10/1/20. Void in PR & where prohibited. PIN-based and ATM transactions are not eligible. Ends 11/30/20. For details, including non-purchase entries, see full Official Rules at


Cash in on your Connections: Refer your Family & Friends

At Cornerstone, we work hard to provide the best in products and services, and we take pride in offering top-notch member service; so we hope you'll think of us when your family and friends are in the market for financial services.

We promise to deliver the same great member service to your family and friends that you've come to expect as a credit union member yourself. For each member you refer to CCF who opens a Checking account, Share Certificate or Auto loan, we will reward you with $25*, and there are no limits on the number of referrals you can cash in on! It's as simple as that, and within 30 days you will have an extra $25 in your pocket!

*Member referral campaign valid until further notice. Offer subject to change at any time. No limit to the number of referrals submitted for the reward. Referred member must be 18 years of age or older. Rewards will be credited to your CCF account within 30 days of referred member's account opening. New memberships require share savings account with a $10 minimum deposit. CCF employees and board members are not eligible for cash reward. Referring member account must be in good standing to receive $25 reward. Other restrictions may apply.

90 Days, No Payment: Auto Loans

The only thing better than a new car is not having to make a payment on it for 90 days!*

When you finance your new or used auto loan with Cornerstone, you will be payment-free for 90 days. Or, we may be able to save you money by refinancing your existing auto loan from another financial institution. By refinancing your auto loan with CCF, you can still take advantage of our limited time 90 days no payment offer.

Call us today to get pre-approved BEFORE you shop! Pre-approvals provide extra bargaining power at the dealership. This is a limited time offer, so apply online anytime or call 800.777.6728.

*CCF auto loan rates are “as low as” and based on credit score, term of loan and collateral. Subject to change at any time. Limited time offer, restrictions apply. Auto loans currently financed with CCF are not eligible for the 90 days no payment offer.

Here at Cornerstone, we believe good financial habits start at an early age.

CORE Youth Accounts, along with help from parents, can teach kids and teens core financial values like how to save money, spend wisely and give back to the community. As they grow, so do their account options. From saving their allowance to buying their first car, CCF is in their corner every step of the way. From cradle to college, CCF has it covered!


*Offer subject to change at any time. The $25 cash deposit will be deposited into the CORE Youth Account within 30 days of account opening. Account must be in good standing (no negative balance) to receive the match. One account per SSN. $10 deposit required for membership.