We’re always in your corner. And that means we’re always looking for new ways to help you save money, manage your finances and reach your goals.

In addition to the many rewards and discounts Cornerstone members receive every day, here are some special promotions we’re offering to help you on your way to your financial goals.

Our gift to you: 0.70% APY*, 15-month CD special

It’s been quite a year celebrating Cornerstone’s 70th year of business, and we wouldn’t be here without our members! As a thank you, we are offering a limited-time CD special to share in celebration.

  • Earn 0.70% APY for 15 months
  • Minimum opening deposit $1,000
  • Guaranteed returns
  • Funds federally insured by NCUA


*APY = Annual Percentage Yield. Minimum to open is $1,000. Dividends paid at maturity. Limit one certificate per member. Restrictions and fees for early withdrawal may apply. Fees may reduce earnings on the account. Subject to change without notice. This certificate will auto-renew into a 12-month certificate at the prevailing rates upon maturity. Offer valid for funds not currently on deposit at Cornerstone Community Financial. Rate effective October 1st, 2021 through December 31st, 2021 or unless otherwise noted.

$500 Visa Balance Bonus*

You could be the lucky recipient of a $500 cash bonus just for using your Visa credit card. Beginning October 1st, 2021, cardholders who complete five (5) purchases in the amount of $10 or more during the month, are qualified to win one (1) of five (5) $500 cash bonuses.
To view more details and full terms and conditions, please visit our Visa Balance Bonus page below. 
*Promotion begins on 10/1/2021 and ends 12/31/2021. Card holder must use their Visa Platinum credit card at least five (5) times in the amount of ten ($10) dollars or more during at least one calendar month during the promotional period to qualify and must opt-in using this link(Opens in a new Window): Account must be in good standing at the time of payout to receive bonus. Not eligible for Business Visa Platinum card holders. Other terms, qualifications and restrictions apply. View Official Rules

Mortgage Offer: $1,000 off closing costs*

You've heard it for months! Mortgage rates are still at near all-time lows. If you haven't taken advantage, we'll give you a $1,000 reason why you! Receive a $1,000 closing cost credit on any conventional loan with a term of 15 to 30 years. But don't delay any longer! This offer is valid on applications submitted between 3/15/2021 and 10/31/2021.

*Rates are based on credit score, term of loan and collateral. Subject to change at any time. Discount will be applied at the time of closing on the appropriate closing documents. FHA, VA and other mortgage programs not eligible. Existing CCF MFM Mortgages not eligible for promotion. All loans subject to credit approval.

Drive home in a new vehicle - Auto Loan rates as low as 1.99% APR*

Get in the driver's seat of a new car, SUV or truck with low monthly payments. 

  • Timely pre-approvals
  • Buy new or used
  • Competitive low rates to keep your payments low
  • Flexible repayment terms that fit your budget
  • 100% financing available
  • Decisions made locally
  • Auto protection programs available

*APR = Annual Percentage Rate. Rates are "as low as" and are based on credit score and model year of vehicle, with discounts applied for payment protection package and direct deposit to a CCF account. Other account requirements and conditions may apply. Promotional rates available on new auto loan purchase only or autos refinanced from another financial institution. Rates are subject to change at any time.

Celebrate 70 years with a limited time 1.99% APR* credit card balance transfer rate for new card holders

Pay off your high-interest debt faster- transfer your balances to a low-rate CCF Visa® Platinum with a special rate of 1.99% APR* for 12 months. Enjoy no balance transfer fees and no cash advance fees. This anniversary credit card rate offer is available through December 31st, 2021.

Apply Today!

*APR = Annual Percentage Rate. 1.99% APR promotional balance transfer rate is valid on new Visas only, opened as of 4/19/2021 or later, and will be applied for a period of 395 days after the account open date. Balance transfer checks will be provided once account is opened and must post to your account within 30 days of account opening to receive the promotional rate. Any remaining balance will begin to accrue interest at the cash advance rate stated in your account terms and conditions, which is subject to change. If only the minimum payments are made, funds are first applied to the portion of your balance receiving the promotional rate. Any payment that exceeds the minimum will be applied to the balance bearing the highest rate. The terms of your account, including purchase and cash advance APRs, are subject to change. Any such changes will be made in accordance with the Consumer Credit Card Agreement. Please note: You are liable for any late payments, finance charges or disputed amounts on your other accounts. Late payments may result in loss of promotional APR. Finance charges begin accruing the day the balance transfer is processed. Transferred balances must come from another institution. Other restrictions may apply. Subject to change at any time. Cannot be combined with other offers. Offer good through 12/31/2021.

Get $100* when you roll your 401K over to a qualified CFS IRA with Cornerstone

Investing is never one-size-fits-all. Your portfolio deserves personal attention, with access to the tools, guidance and investment choices that build your financial future. If you’re ready to invest in yourself by rolling your 401k over to a qualified CFS IRA with Cornerstone, we have a $100 gift card* waiting for you!

Roll over your 401K by scheduling an appointment with Cornerstone's CFS Executive Financial Advisor Jeffrey Rand. 

*A $100 Visa gift card will be given to members who roll over an IRA, 401(k), or 403(b) of at least $25,000 to a qualified CFS IRA at CCF. Gift card will be given upon the deposit of rollover funds into a qualified CFS IRA. Limit of one (1) $100 gift card per SSN. Offer valid through 12/31/2021. Members must schedule an appointment by 12/01/2021 to receive this offer. Must be 18 or older. Subject to change at any time.

Non-deposit investment products and services are offered through CUSO Financial Services, L.P.(“CFS”), a registered broker-dealer Member FINRA & SIPC
and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or
obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS.
Cornerstone Community Financial has contracted with CFS to make non-deposit investment products and services available to credit union members.

70th Anniversary special offers

To commemorate our 70th anniversary we want to celebrate with you! All year, enjoy social media contents, special member offers and more.

Refer a friend or family member and earn $50* each.

We promise to deliver the same great member service to your family and friends that you've come to expect as a credit union member yourself. There are no limits on the number of referrals you can cash in on! It's a simple way to earn an extra $50* in your pocket!

90 Days, No Payment: Auto Loans

The only thing better than a new car is not having to make a payment on it for 90 days!*

When you finance your new or used auto loan with Cornerstone, you will be payment-free for 90 days. Or, we may be able to save you money by refinancing your existing auto loan from another financial institution. By refinancing your auto loan with CCF, you can still take advantage of our limited time 90 days no payment offer.

Call us today to get pre-approved BEFORE you shop! Pre-approvals provide extra bargaining power at the dealership. This is a limited time offer, so apply online anytime or call 800.777.6728.

*CCF auto loan rates are “as low as” and based on credit score, term of loan and collateral. Subject to change at any time. Limited time offer, restrictions apply. Auto loans currently financed with CCF are not eligible for the 90 days no payment offer.

Receive $25* with a new CORE Youth Account

CORE Youth Accounts, along with help from parents, can teach kids and teens core financial values like how to save money, spend wisely and give back to the community. As they grow, so do their account options. From saving their allowance to buying their first car, CCF is in their corner every step of the way. From cradle to college, CCF has it covered!

*Offer subject to change at any time. The $25 cash deposit will be deposited into the CORE Youth Account within 30 days of account opening. Account must be in good standing (no negative balance) to receive the match. One account per SSN. $10 deposit required for membership.