Share Certificates
Is a Share Certificate right for me?
With a Share Certificate (also known as a Certificate of Deposit or a CD), you have limited access to your money, but earn higher dividends (interest). You select the amount of time you’re comfortable with based on your savings goals; longer terms yield higher dividends. While making withdrawals is discouraged, Share Certificates offer fixed rates and guaranteed returns.
A Share Certificate is a great way to save for longer term goals, such as college tuition or a dream vacation.
Details:
- Low risk investment
- Higher returns than savings accounts
- Terms from 6 to 60 months
- Open with a $1,000 deposit
- Federally insured by National Credit Union Association (NCUA)
- Jumbo Share Certificates available for investments of $50,000 or more
Open a Share Certificate:
Not yet a Cornerstone member?
Welcome! Click the link below to get started.
Existing Members:
- To open a new product or service, you may submit a secure application by logging into online banking(Opens in a new Window)(Opens in a new Window) or the mobile app.
- Once you're logged in, navigate to the main menu, click Accounts, then click Apply for Account or Loan.
- From there, your existing information will be used to fill-in your application.
- If you are not currently enrolled in online banking, you may do so by clicking the button below and following the on-screen prompts.
