VISA Credit Cards

No matter where you are on your credit journey, Cornerstone has a Visa® card for you. Our Platinum Visa® offers special benefits for members with established credit histories. For teenagers looking to build a credit history from scratch, our CORE Visa® is the way to go. And if you’re looking to rebuild your credit, our Secured Visa® can get you back on track.

All our Visa® cards have these standard features in common:
  • Apply online, get approved quickly
  • No annual fee
  • Access account information through Online Banking
  • Cash advances worldwide
  • Toll-free Visa® assistance 24/7, worldwide
  • Easily replaced if lost or stolen

Platinum Visa®

In addition to the above features, Platinum Visa® holders enjoy these exclusive benefits:
  • Make purchases anytime, anywhere
  • Competitive low rates of 10.00% - 14.88% APR*
  • No balance transfer fee; transfer higher-rate balances to your new card
  • No cash advance fee

Special Offer:

Open a Visa Platinum Credit Card and Earn a $100 Statement Credit

Open a Cornerstone Visa Platinum and receive a $100 Statement Credit1 when you spend $2,500 within the first six months! 

1: A$100 statement credit available for new Visa Platinum credit cards opened on or after 1/1/2022. To receive credit, $2,500 in new purchases must clear and settle within the first six months. Balance transfers and cash advances are not included in new purchase limit. Statement credits will be applied to members who meet qualifications, are in good standing and have made six (6) on-time card payments. Statement credit will be applied in month seven (7) regardless of when $2,500 limit was met. If there is no balance to apply the statement credit, $100 will be deposited to member’s share savings account. Cards closed prior to payout will forfeit statement credit bonus. Valid for Visa Platinum cards only. Subject to change at any time.

CORE Visa®

The CORE Visa® is for members 13-17 years old, seeking to establish a solid credit rating. In addition to the standard features, the CORE Visa® offers:
  • A low rate of 14.88% APR*
  • Reasonable credit limits that meet your financial abilities
  • Fun rewards through our CORE Teen program
  • Because we want to ensure you start off on the right track, this card needs to be applied for in-person, with a parent. 

Secured Visa®

With a Secured Visa®, you make a cash deposit that serves as security for your credit amount. Your credit limit is then based upon your security deposit.

A good on-time payment record on your Secured Visa® will help you rebuild a damaged credit history and qualify for an unsecured card in the future.

Our Secured Visa® offers our standard features as well as:
  • Low rate of 14.88% APR*
  • A Secured Visa is a great card to have on-hand for emergencies
  • 110% of requested limit required to be held for security deposit

Questions? Connect with us and one of our team members will get back with you soon or stop in to one of our local branches.
*APR = Annual Percentage Rate. Effective 01/01/2020. Subject to change at any time.

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