Cornerstone Community Financial Credit Union

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Learn, earn, and grow with GenGrow.

Set goals, earn allowance, and grow money skills together with the GenGrow Family Wallet app, featuring a debit card with parental controls.

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Secure your dream home.

Finance the home of your dreams with our competitive 5.75% rate¹ on a 30-year mortgage.

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Now open in Macomb.

Our new Macomb Member Center brings innovative banking and friendly, personalized service closer to you. Located at 20851 Hall Rd, this new branch features drive-thru and in-branch VTMs designed for convenience and connection. 

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Auto loans made easy.

Whether you’re buying a new ride or refinancing your current loan, we're in your corner with competitive rates, flexible terms, and a fast approval process. 
See current rates
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75 years of financial innovation.

Cornerstone is turning 75, and it’s all because of the members who made it possible. Join us in celebrating decades of growth, innovation, and community impact with more exciting milestones still to come.
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    The credit unionin your corner.

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    The right rates, right here.

    Cornerstone has competitive rates that are hard to beat (just check out our competition and see).
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    Auto Loans

    as low as
    4.49%APR

    CD Specials

    as high as
    3.90%APY

    Home Equity Loans

    as low as
    6.99%APR

    Rewards Checking

    as high as
    2.02% APY

    Visa Credit Cards

    as low as
    10.00%APR

    What our members say:

    "When I bought out my lease, my banks rates were so high! I switched to Cornerstone and nearly cut my auto loan rate in half. "

    - Heather B.

    "Great rates on new CDs. Great customer service."

    - Rhonda B.

    "Cornerstone helped me with my very first loan to start building good credit. The team is super nice. My loans will always be through here."

    - Brent D.

    "Great customer service and helpful staff. Rates can't be beat!"

    - Jay W.

    "Loans made very easy here! Over the internet and by phone from start to finish. Highly recommend!"

    - Thomas H.

    "I started with an ATV loan. Cornerstone has been so great that I have brought over all my loans and made them my primary banking institution."

    - Hogan B.
    Get our mobile app
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    App-solute convenience.

    Cornerstone’s digital tools make managing your money effortless, whether you're at home or on the move.
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    Conversations
    Send a message 24/7 using our exclusive Conversations feature in online or mobile banking, and talk to a live person
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    Manage your cards
    Replace your lost/stolen card, view the new card details digitally, and change your PIN.
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    Transfer money with Zelle
    Send and receive money instantly, right from your Cornerstone mobile banking app.
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    Download our mobile app.

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    Connect with your Cornerstone team.

    We believe in banking built around you. Schedule an appointment to get expert guidance tailored to your goals.
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    Card controls that give you peace of mind.

     
    Manage your Cornerstone debit card with ease. Stay secure and in control—anytime, anywhere.
    • Lock and unlock your card
    • Monitor transactions
    • Easy fraud prevention tools
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    Checking that works hard for you.


    Cornerstone’s Rewards Checking gives you more for your money. Enjoy perks without the hassle.
    • Match up to 25% of your first month’s savings
    • Quarterly deposits of match savings
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    The path to homeownership starts here.

     
    Whether it’s your first home or your forever home, we’re here to help.
    • Local decision-making
    • Competitive interest rates
    • Support every step of the way




      Community is our middle name.

      At Cornerstone, community is at the core of who we are. We support local growth, build real relationships, and put people first every step of the way.
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      Donating toys to local children's hospitals
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      Scholarship opportunities
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      Community financial education
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      780

      Volunteer Hours

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      $107M

      Annual Loans to Members

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      11K

      Toys Donated

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      $3.7M

      Annual Dividends

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      100

      Team Members

      Insights to boost your finances.

      3
      Accounts
      02/11/2026

      Joint Accounts vs. Separate Accounts in Relationships

      Read time: 5
      ...
      Fraud
      02/02/2026

      Online Dating Scam Red Flags

      Read time: 5
      ...
      Saving
      01/28/2026

      Tips for Paying Down Holiday Debt Fast

      Read time: 5
      ...