Rewards Checking

The checking account that earns you money.

Earn 2.02% APY¹ + automatic savings. Rewards Checking with Round-Up Rewards makes saving effortless. 































A checking account that pays you back. 

How often do you think about what your checking account does for you? It allows you to do your everyday business, but what if your checking account could earn you money, even while you're spending it?
Slide the blue circle to adjust the account balance and see how much you could earn with a Rewards Checking account.

$0.00

$0.00

$100

$15,000

 
*The earned per year amount shown is calculated by a full year at the account balance amount selected in the slider. Your results may vary as your daily account balance fluctuates.
2.02%




















Cornerstone Rewards Checking

  • 2.02% APY¹ (Up to $25 per month) on balances up to $15,000
  • No monthly maintenance fees
  • The qualifications are simple (you're probably already meeting them):
    • At least 18 signature-based debit card or Visa® Platinum credit card transactions
    • Enroll and receive eStatements
    • Log in to mobile or online banking once per month
    • Maintain direct deposit

Save effortlessly with Round-Up Rewards.

Whether you're trying to save a few bucks or reach a big financial goal, we can help! Round-Up Rewards will round your debit card purchases to the nearest dollar so you can save your change and watch your savings grow. To help you reach your goals faster, Cornerstone will deposit a 25% match² in the first month and another 5% every month after that. Match deposits will be made quarterly and are a great way to automatically boost your savings.










Learn more about Round-Up Rewards

  1. Enroll in Round-Up Rewards: Open a Round-Up Rewards savings account and enrolling your Cornerstone debit card. Don’t have a checking account? No problem, open one here.
  2. Spend Like Normal: Use your card for your everyday purchases like you already do!
  3. Watch Your Savings Grow: Every time you make a purchase, whether in-person or online, your purchases will be rounded up to the nearest dollar and transferred to your Round-Up Rewards savings account. Plus, once your balance reaches $50 you will begin earning dividends. Please note, purchases made with a PIN are not eligible for the Round-Up transfer.
  4. Get Rewarded: We'll match up to 25% of your first month’s savings, then every month after that, we will continue to match 5% of your monthly round-up savings totals. Match deposits will be automatically deposited on a quarterly basis. 
If you are already a Cornerstone member, simply click the button below and contact us using the method that's most convenient for you. One of our friendly representatives will take care of the rest!
 
 
If you are not yet a member, we'd love for you to join us!
 













 1: APY = Annual Percentage Yield. APYs accurate as of 11/1/2025. Rates may change after account is opened. If qualifications are met each monthly statement cycle: (1) balances up to $15,000 receive APY of 2.02%; and (2) balances over $15,000 earn 0.05% interest rate on portion of balance over $15,000. If qualifications are not met dividends will not be earned. Qualifying transactions must post to and settle account during monthly statement cycle. ATM, PIN-based transactions, cash advances and balance transfer transactions do not count towards qualifying debit or credit card transactions. Statement cycles begin on the first day of the month and end on the last day of the month. Limit one account per SSN. CORE Rewards Checking available for members 13-24 years of age.
2: Upon enrollment, we will round up your Cornerstone debit card purchases to the nearest dollar and transfer the difference from your checking account to your Round-Up Rewards savings account. Purchases completed by entering a PIN are not eligible for the Round-Up transfer.