VISA Credit Cards
No matter where you are on your credit journey, Cornerstone has a Visa® card for you. Our Platinum Visa® offers special benefits for members with established credit histories. For teenagers looking to build a credit history from scratch, our CORE Visa® is the way to go. And if you’re looking to rebuild your credit, our Secured Visa® can get you back on track.
All our Visa® cards have these standard features in common:
- Apply online, get approved quickly
- No annual fee
- Access account information through Online Banking
- Cash advances worldwide
- Toll-free Visa® assistance 24/7, worldwide
- Easily replaced if lost or stolen
In addition to the above features, Platinum Visa® holders enjoy these exclusive benefits:
- Make purchases anytime, anywhere
- Competitive low rates of 10.00% - 14.88% APR*
- No balance transfer fee; transfer higher-rate balances to your new card
- No cash advance fee
The CORE Visa® is for members 15-17 years old, seeking to establish a solid credit rating. In addition to the standard features, the CORE Visa® offers:
- A low rate of 14.88% APR*
- Reasonable credit limits that meet your financial abilities
- Fun rewards through our CORE Teen program
- Because we want to ensure you start off on the right track, this card needs to be applied for in-person, with a parent.
With a Secured Visa®, you make a cash deposit that serves as security for your credit amount. Your credit limit is then based upon your security deposit.
A good on-time payment record on your Secured Visa® will help you rebuild a damaged credit history and qualify for an unsecured card in the future.
Our Secured Visa® offers our standard features as well as:
- Low rate of 14.88% APR*
- A Secured Visa is a great card to have on-hand for emergencies
- 110% of requested limit required to be held for security deposit
Questions? Connect with us and one of our team members will get back with you soon or stop in to one of our local branches.
*APR = Annual Percentage Rate. Effective 01/01/2020. Subject to change at any time.