GenGrow+ Young Adult Accounts

Strong financial habits start early.

Through our GenGrow+ program, we help young people learn how to save consistently and spend thoughtfully as they shift into adulthood.





















dollar icon illustration

Open a free GenGrow+ account

From paying bills to saving for your future adventures, your GenGrow+ account is always by your side in your mobile wallet and banking app.

























GenGrow+ Rewards Checking

For ages 18-25
Details & Features

Visa

Independence and growth.
Details & Features

Young Adult HYSA

Partner for adulthood.
Details & Features


Auto Loans

Details & Features


Scholarship Program

Details & Features


Loan Options

Details & Features















Free Financial Education

Help your kids develop healthy financial habits with our free financial education modules, powered by Zogo. By using gamification and incentive-driven design, the app makes financial education engaging and entertaining for all ages.
GenGrow Kid and Teen members can access Zogo in the GenGrow Family Wallet app, and GenGrow+ members can complete modules in the CCF mobile banking app.

 



























1: APY = Annual Percentage Yield effective as of 5/1/2026. Balances up to $15,000 receive APY of 2.02%. If qualifications are not met no dividends will be earned. See Membership Agreement for full disclosure.

2: GenGrow Young Adult members ages 18–25 who have a GenGrow Rewards Checking account are eligible to receive a one-time $10 ACH reward after successfully completing their first ACH payment out of the account. Limited to one account per SSN and will not be issued for subsequent ACH transactions. A 1099-INT will be issued for dividend bonus payment. 

3: APY = Annual Percentage Yield. Available to members ages 18-25. Standard APY of .05% applies to balances in excess of $5,000. Rates subject to change and are accurate as of 5/1/2026. Account will convert to a Money Market account at age 26. Fees could reduce earnings on the account.

4: APY = Annual Percentage Yield effective as of 5/1/2026. Available to members ages 0-25. Minimum balance to earn APY is $50. Funds must be new money not already on deposit at CCFCU or have been deposited via cash, check, ACH, or wire transfer to CCFCU within five days prior to the CD being opened. Maximum CD amount is $25,000. Additional deposits may be made at any time during the 12-month term. One penalty-free withdrawal is permitted per 12-month term; additional withdrawals may reduce earnings and are subject to penalties. Product may be modified or discontinued at any time. Insured by NCUA.