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Skip Your Loan Payment!

CCF’s Skip-A-Pay program could help free up extra funds for the holidays by skipping a payment on eligible loans. Some restrictions do apply.

 FEES will apply based on dollar amount of payment being skipped:

  • Loan payment of $50 or less = $15 
  • Loan payment of $50.01-$199.99 = $25 
  • Loan payment of $200 or more = $40

Apply by signing into Online Banking under the move money tab, on the CCF Mobile App by choosing Skip Payment, in branch or over the phone at 800.777.6728.

Loans are eligible for Skip-A-Pay after three (3) months of payment history. No more than two (2) Skip-A-Pays allowed per calendar year, per loan and must be at least (3) three months apart. Loan(s) must be current and all CCF accounts in good standing to apply for Skip-A-Pay.

Home equity loans, lines of credit, collection loans, and credit cards are not eligible to be skipped. Finance charges will continue to accrue at the rate provided in my original loan agreement. This payment deferral will extend the term of my loan(s) by one month, and may result in higher finance charges than originally disclosed.

If the requested Skip-A-Pay has an automatic transfer or EFT/ACH from another financial institution (not CCF), I must contact the financial institution to cancel the month’s payment. If I previously elected credit life and/or disability insurance, the insurance coverage will not be extended beyond the original maturity date. All deferrals are subject to CCF final eligibility. Additional restrictions may apply.

Light Up Your Holidays With Extra Cash: Holiday Loan

Whether you give gifts, bake sweet treats, or spread good cheer to charity, CCF can add some extra cash to your pockets this season with a Holiday Loan.

With lower rates than a credit card, a Holiday Loan from CCF gives you buying power without the high rate hangover. Fast approvals and a set pay back schedule makes this loan a great choice. You can even apply over the phone and have the funds deposited right in to your account!

  • Loan amounts range from $1,000 to $2,500
  • Low interest rates & quick, local approvals*

Don’t let high interest credit card spending follow you into the new year. Apply online or talk to a CCF staff member today about a quick and easy CCF Holiday Loan to make your season bright.

Questions? Call 800.777.6728 or live chat at

*All loans subject to approval. Rate dependent upon credit criteria. Some restrictions apply. Offer subject to end at any time. Visit for details.

Cash in on your Connections: Refer your Family & Friends

At Cornerstone, we work hard to provide the best in products and services, and we take pride in offering top-notch member service; so we hope you'll think of us when your family and friends are in the market for financial services.

We promise to deliver the same great member service to your family and friends that you've come to expect as a credit union member yourself. For each member you refer to CCF who opens a checking account, share certificate or auto loan, we will reward you with $25*, and there are no limits on the number of referrals you can cash in on! It's as simple as that, and within 30 days you will have an extra $25 in your pocket!

90 Days, No Payment: Auto Loans

The only thing better than a new car is not having to make a payment on it for 90 days!*

When you finance your new or used auto loan with Cornerstone, you will be payment-free for 90 days. Or, we may be able to save you money by refinancing your existing auto loan from another financial institution. By refinancing your auto loan with CCF, you can still take advantage of our limited time 90 days no payment offer.

Call us today to get pre-approved BEFORE you shop! Pre-approvals provide extra bargaining power at the dealership. This is a limited time offer, so apply online anytime or call 800.777.6728.

Mortgage Offer: $1000 toward closing costs

CCF is offering you an exclusive friend & family deal of $1,000 toward mortgage closing costs with any conventional* mortgage.

  • Competitive low rates
  • Mortgages for home purchase, new construction or refinancing** available
  • Free pre-approval for extra confidence
  • Decisions made locally & quicker than market average time to close

Not looking for a mortgage? Pass this deal along to your friends & family to help them find their home sweet home!

Here at Cornerstone, we believe good financial habits start at an early age.

CORE Youth Accounts, along with help from parents, can teach kids and teens core financial values like how to save money, spend wisely and give back to the community. As they grow, so do their account options. From saving their allowance to buying their first car, CCF is in their corner every step of the way. From cradle to college, CCF has it covered!