April is Credit Union Youth Month: The Science of Saving

The theme this year is “The Science of Saving,” showcasing fun, sci-fi-inspired characters. Science has proven that if you start with small goals, saving your money can become a regular habit. This year’s Youth Month inspires children to begin saving the money they earn so they can attain their dreams of a happy future.

In April, CCF is celebrating Youth Month which is a program that helps teach and encourage kids to develop good money habits. Open a new Youth Account in April, and CCF will match your first deposit up to $25!*
Your child will also be entered to win one of four brand new bikes. Entries are unlimited, so every Youth Account deposit made in the month of April is an extra chance to win! See the list below for ways to earn entries.* 
  • Come into the credit union with your parents or guardian and open a Youth Account. (1 entry)
  • Make a deposit into your Youth Account. (1 entry for each deposit)
  • Complete any Ever-Fi mini class and have your parents or guardian e-mail with your name and the classes you completed. (1 entry for each finished class)
  • Color The Science of Saving coloring page and bring it into any CCF branch. (1 entry)
  • Use the lobby coin machines to make a deposit into your Youth Account. (1 entry for each deposit)
*Offer runs from April 1 - April 30, 2018. Matching $25 cash deposit will be deposited into the Youth Account within 30 days of account opening. Account must be in good standing (no negative balance) to receive match. One account per SSN. Youth member receives a contest entry for each deposit made in-person or via coin machine into a youth account during the month of April, as well as for completing any of the above mentioned tasks. There is no limit to the amount of entries a youth member can earn. Chances of winning depend on number of entries received. No purchase necessary to win. To participate without opening an account, you may send a 3x5 card, with your full name and phone number, by mail to Marketing Department at 2955 University Dr., Auburn Hills, MI 48326 to qualify. Winners will receive one (1) of four (4) bikes and a size-appropriate bike helmet as their prize. Value of prize is approximately $100 and is not redeemable for cash. Winners will be chosen at random from the entries received and will be notified via phone by Friday, May 4, 2018. Prize must be verbally claimed by May 7, 2018 or a new winner will be chosen. Photographs of the winners with their prize may be posted on CCF’s social media profiles with permission from the parent or guardian.

Coming Soon! Online Banking Update

We are excited to announce an exclusive FIRST LOOK opportunity of our new Online Banking platform beginning April 10th! We hope during this early-release phase you will log in, take a look around and become familiar with our new platform.

Not all features are ready for their grand reveal in this early-release first look. Rest assured, if there is something missing, it will be available before our existing Online Banking platform is disabled. 

A few important things to keep in mind: 

  • CCF’s previous Online Banking platform will be disabled on April 25th.

  • Text banking will be permanently unavailable as of April 30th .

  • Text alerts will be permanently unavailable as of April 30th. You may, however, set up new notifications using CCF Mobile Banking, and even set up push notifications sent straight to your smartphone.

  • You may use your existing username and password to login to the new platform. If you need assistance logging in, please chat with us online at or give us a call at 800.777.6728 .

A sweet rate is just the cherry on top of a great share certificate from Cornerstone.

You can be a new or current CCF member and take advantage of this great certificate rate! This limited-time share certificate is a safe way to grow your savings. Enjoy a sweet 1.70% APY* rate with a 17-month term.

  • Open with as little as $1,000 
  • Federally insured by NCUA
  • Fixed rates for guaranteed returns
  • No brain freeze!

Hurry! This great rate won’t last long.

Questions? Call 800.777.6728 or chat with us live online at

*APY=Annual Percentage Yield. APY is accurate as of 3/6/2018. Limited time offer. Promo rate only good for new money not currently on deposit at Cornerstone Community Financial. Minimum deposit $1,000. Dividends paid quarterly. Penalties apply for early withdrawal. Fees may reduce earnings. Limit one certificate per member. Restrictions and fees may apply. Subject to change without notice. The certificate will renew as an 18-month certificate at stated rates upon maturity.

90 Days, No Payment 

The only thing better than a new car is not having to make a payment on it for 90 days!*

When you finance your new or used auto loan with Cornerstone, you will be payment-free for 90 days, which means you can enjoy that new vehicle over the holidays without cutting into your gift budget. Or, we may be able to save you money by refinancing your existing auto loan from another financial institution. By refinancing your auto loan with CCF, you can still take advantage of our limited time 90 days no payment offer.

Call us today to get pre-approved BEFORE you shop! Pre-approvals provide extra bargaining power at the dealership. This is a limited time offer, so apply online anytime or call 800.777.6728.

*CCF auto loan rates are “as low as” and based on credit score, term of loan and collateral. Subject to change at any time. Limited time offer, restrictions apply. Auto loans currently financed with CCF are not eligible for the 90 days no payment offer.

$1,000: Our way of saying "Welcome Home"

CCF is offering you an exclusive friends & family deal of $1,000 toward mortgage closing costs with any conventional* mortgage. CCF offers:

  • Competitive low rates
  • Mortgages for home purchases or new construction
  • Free pre-approval for extra confidence
  • Decisions made locally

Not looking for a mortgage? Print this deal and pass it along to your friends & family to help them find their home sweet home! Or, visit our mortgage page or call us at 800.777.6728 to get started.

*Applies to conventional loans with terms of 15-30 years. Rates are based on credit score, term of loan and collateral. Subject to change at any time. FHA, VA and other mortgage programs not eligible. CCF NMLS #405013 MFM NMLS #149532.

Cash in on your Connections

At Cornerstone, we work hard to provide the best in products and services, and we take pride in offering top-notch member service; so we hope you'll think of us when your family and friends are in the market for financial services.

We promise to deliver the same great member service to your family and friends that you've come to expect as a credit union member yourself. For each member you refer to CCF who opens a checking account, share certificate or auto loan, we will reward you with $25*, and there are no limits on the number of referrals you can cash in on! It's as simple as that, and within 30 days you will have an extra $25 in your pocket!

*Member referral campaign valid until further notice. Offer subject to change at any time. No limit to number of referrals submitted for reward. Referred member must be 18 years of age or older. Rewards will be credited to your CCF account within 30 days of referred member's account opening. New memberships require share savings account with a $10 minimum deposit. CCF employees and board members are not eligible for cash reward. Referring member account must be in good standing to receive $25 reward. Other restrictions may apply.