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Share Certificates

Enjoy the predictability of guaranteed returns for your business. Cornerstone’s share certificates are available in flexible terms from 6 to 60 months. 

Whether you need more flexibility or prefer higher dividends, there's a term that fits your business model.


If you have a higher amount to invest, consider opening a jumbo certificate with a minimum deposit of $50,000 and watch your investment grow risk-free.

  • Great low-risk investments
  • Higher returns than savings accounts
  • Guaranteed fixed rates for guaranteed returns
  • Easy access to cash
  • Early withdrawal limits may apply
  • Terms range from 6 to 60 months
  • Early withdrawal penalties apply
  • Open with a $1,000 deposit
  • Jumbo certificates available
  • Federally insured by NCUA
  • See our share certificate rates.