Stay Protected...
Opt IN for Overdraft Protection

Federal lawmakers have created new rules governing overdraft protection programs that go into effect on August 15, 2010. CCF’s overdraft protection is designed with your protection and convenience in mind. The vast majority of our members do not overdraw their accounts and incur fees, however life doesn’t always go according to plan, and overdrafts do occur. Without overdraft protection, your ATM and everyday debit card transactions may be declined if you attempt to make a transaction without sufficient funds.

Why Opt In?
CCF’s overdraft protection is designed with your protection and convenience in mind. The vast majority of our members do not overdraw their accounts and incur fees, however life doesn’t always go according to plan, and overdrafts do occur. Without overdraft protection, your ATM and everyday debit card transactions may be declined if you attempt to make a transaction without sufficient funds.

For existing accounts: If you do not opt in, by August 15, 2010, your ATM and everyday debit card transactions will NOT be protected under CCF’s standard overdraft practices (Courtesy Pay).

Click Here for Opt In Form

Click Here for Frequently Asked Questions

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