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At Cornerstone Community Financial, we try to make life a little easier for you by providing a variety of services designed around your busy lifestyle.
Phone Access 24
At home, work or on the road, your CCF account is available through a simple phone call. Check current and available balances, transfer funds between accounts or even to your loan or Visa, and hear account histories. You can even change your access code. Call any of these phone numbers to access your accounts:
| Auburn Hills area: |
(248) 340-9310 |
| Center Line area: |
(586) 754-2300 |
| Perrysburg area: |
(419) 666-1800 |
| Detroit area and for travel outside of Michigan and Ohio: |
(800) 777-6728 |
Direct Deposit
No more waiting for the mail or standing in line to deposit your check. Direct deposit electronically transfers a payment from an organization directly into your CCF share or checking account. Funds are deposited to your account at the same time each week or month, whether you are on vacation, at home or at the beach. Get instant access to your funds. No more bouncing checks or overdraft fees.
Direct deposited funds can include payroll, tax refunds, pensions, Social Security or other government funds, and bonuses. You receive a paper record of the net deposit. Direct deposit also protects you from fraud and identity theft that can occur when checks are lost or stolen.
Complete an authorization form from your employer or other payment issuer to have funds deposited directly to your CCF account. You can also complete a CCF direct deposit authorization form.
Loan payments via ACH origination
CCF members can electronically pay a CCF loan with funds from another financial institution through an expanded partnership with the Automated Clearing House (ACH). Members simply need to complete a form authorizing CCF to process the debit transfer. Once CCF receives the form and a payment schedule is chosen by the member, the loan payments begin as early as 30 days.
Complete an authorization form today by clicking here or visit a CCF branch.
*Restrictions may apply. Fees may apply for non-sufficient funds, stop payments and other returned items.
Financial Counseling
Do you stretch your funds paycheck to paycheck? Planning a wedding and need to start a budget? CCF has partnered with Accel Members Financial Management to offer credit union members unlimited access to free financial education and counseling services.
The program assists with personal and family budgeting, credit report reviews, money management, debt repayment, and avoiding bankruptcy, foreclosure and repossession. Members who call Accel will be assigned a financial counselor to help find solutions to individual concerns, ranging from a proactive savings plan to saving a home from foreclosure.
For more information about the Accel financial education and counseling program, call
(877) 33ACCEL (877-332-2235) and say you are a CCF member, or visit www.accelservices.org.
Payroll Deduction
Much like Direct Deposit, members can allocate specific portions of their paycheck into their checking account or toward a loan payment. Members also find this to be a fantastic way to easily commit to a long-term savings account, such as our Rainy Day or Holiday Share Accounts.
ATM card
Get 24-hour access to your savings account to deposit, withdraw or transfer funds from locations throughout the nation. Look for the Interlink, Plus, or CO-OP Network logos at ATM machines.
To find a surcharge-free ATM machine near you, click here.
American Express Travelers Cheques
This is one of those "One size fits all" gifts. Widely accepted by vendors across the country, AMEX Travelers Cheques are perfect for that hard-to-buy-for person. Gift cheques are available in amounts of $25, $50 and $100. A $2.25 fee per check is waived for Classic and Premier level members. Click here to learn more about our Relationship Rewards.
Money Order
If there's ever a reason why you can't cover a bill with a regular check, members can use money orders to safely pay funds up to $1,000 to another person or entity. Classic and Premier level members have the $2.00 fee waived. Money orders are available at each branch.
Savings Bonds
You can give savings bonds for any occasion or purpose - like birthdays, weddings, or graduations. You can buy gift bonds in several denominations and choose either electronic or paper form. Click here for more information and to purchase your savings bonds.
Account Research
Members searching for lost information regarding their accounts can save time and aggravation by having CCF help with the research. This service is only $18/hour.
Wire Transfer
When speed and safety are at a premium, this handy service transfers funds between a member's CCF account and an account at another financial institution. Transactions can be incoming or outgoing. Domestic transfers are $20 per item and foreign transfers are $35 per item.
NOTE: Beginning Jan. 1, 2007, an international bank account number (IBAN) will be required for foreign wire transfers. The IBAN is a combination of alpha and numerical characters made up of the country code, bank code and the beneficiary's account number, and must be obtained from the receiving financial institution prior to processing. For more information on this requirement, contact the CCF accounting department at (248) 340-9310 ext. 104.
Notary Service
Need an important document officially notarized? Each CCF branch has designated Notary Publics ready to attest your documents - for free!
Some restrictions and fees may apply to convenience services. Please contact a member services representative for complete details. Top
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