Consumer Loans

Our loan program is one of the major reasons why our members prefer to trust their financing with Cornerstone Community Financial rather than depending on a large, impersonal bank. Our loan rates and terms are typically among the most competitive in the industry.

Look to us first when you need to borrow money for a new or pre-owned vehicle, classic car or recreational vehicle. Not only does CCF offer excellent rates, but our repayment methods can make your life a little less complicated.

Click here for our Loan Rates

New & Used Autos                                         

Whether your dream vehicle is new or used, you’ll get the same low rate at CCF. Our flexible terms make it easy to get a monthly payment that won’t break your budget. Apply now and in no time you’ll be in the driver’s seat!

Need help shopping for the perfect used vehicle? CCF members can find thousands of quality used vehicles and haggle-free pricing at Enterprise Car Sales and Repos4sale.com!
 

10-Second Approval Lending Center         

Patience might be a virtue but there’s nothing like getting a fast answer when you’re applying for a loan. Thanks to our 10-Second Approval Lending Center, our goal is to approve a loan faster than the time it took you to read this short paragraph.

To apply, just click here. If you prefer,  you can also call 866-281-1965. We’ll ask a few basic questions and you’ll receive an answer in a flash.  Keep in mind this service is available 24 hours a day, 7 days a week.

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Recreational Vehicles                                   

If you’ve been daydreaming about zooming down the highway on a motorcycle, clipping waves in a sailboat, skimming over the water in a jet ski or maybe hitting the open road in an RV, we’ve got you covered!  CCF offers the same loan low rate for new and pre-owned vehicles,  and our flexible terms give you affordable monthly payments. Apply now so you don’t miss out on the fun!

Collectible Car Loans                                    

Designed to take into consideration the special needs of the classic car enthusiast, our Collectible Car Loan can help you accurately appraise and finance the classic car of your dreams. With a wide variety of terms available, you’ll be cruising down the street in your collectible car in no time! Apply online and you’ll have your answer within 10 seconds, 24 hours a day, 7 days a week

Verify Your Insurance

CCF requires comprehensive insurance coverage, including physical damage, fire and theft insurance, on all vehicles financed through the credit union for the full term of the loan. Please ensure that CCF has a copy of your current insurance coverage. If we do not have this information on file, we may be forced to add collateral insurance, which increases the cost of your loan payment.

If you received a notice stating that CCF does not have a copy of the insurance policy or you simply want to verify your insurance coverage, you may visit www.myinsuranceinfo.com

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Auto-Related Links

The most important weapon to have in your car-buying arsenal is knowledge. You’ll find everything you need to make an informed purchase online, including new and used car values, reviews and links. Here are a few to get you started:

Kelley Blue Book           National Automobile Dealers Association
Consumer Reports       Repos4sale.com

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Home Equity Line of Credit (HELOC)         

Home improvements, vacations, college tuition – you name it! Through the flexibility of our CCF Home Platinum Visa credit card, all of these major purchases are possible. Our HELOC is a revolving line of credit you can draw from for a period of 10 years. The rate is variable and can change quarterly.

With CCF’s 10-Second Approval Lending Center, you can put the equity in your home to work sooner than you think. Apply for a HELOC online or any time or at 866- 281-1965.

Fixed Rate Home Equity                                               

Tapping into your home’s equity with a fixed rate home equity loan can free up cash for a significant purchase. A 5-year balloon term can be amortized over a 30-year period to keep your payments affordable. Keep in mind that the interest rate on these loans is often tax-deductible. *

* Consult with a tax advisor.

BOOM Loan                                                      

Both our BOOM unsecured Youth Loans and BOOM Youth Share Pledge Loans are available to the following BOOM members only:

  • Ages 15-16: maximum $300 loan limit; 24-month maximum term
     
  • Age 17: maximum $500 loan limit; 24-month maximum term

CCF BOOM loan helps our teen members learn to manage money. BOOM unsecured youth loans and boom share pledge loans have low limits and require a parent or guardian’s signature. For more information on our BOOM teen program, click here.

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National Credit Union AdministrationEqual Housing Lender
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act
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