Savings & InvestmentsShare Certificates
Share CertificatesDepending on your need for liquid assets or higher dividends, CCF has an ideal savings certificate for you. Share certificates are available in 6, 12, 24, 36, 48 or 60-month terms. Individual Retirement Account (IRA) CertificatesCCF offers a variety of IRA Certificates to help you start saving for retirement. Traditional, Roth and Roth Conversion Certificates are available in 12, 18, 24, 36, 48 or 60-month terms. These certificates require a $500 minimum balance with dividends paid quarterly. Contact us about opening an IRA Certificate today. Convertible CertificatesCCF offers a 24-month certificate account whose dividend rate adjusts every 6 months. This allows you to earn higher dividends on account balances of $1,000 or more, without tying up funds for long periods of time. Contact us about opening an IRA Certificate today.Click here for rates. Coverdell Education Savings Account (Formerly Education IRA)Coverdell Accounts are a perfect opportunity to save for educational expenses. You can invest in a 12, 18, 24, 36, 48 or 60-month term certificate. Distributions may be used for elementary and secondary education expenses. A minimum $500 balance is required and contributions are possibly tax-deductible (refer to your tax advisor regarding qualifications). Restrictions apply, so please contact a member services representative for details. |